Financial articles and analysis overview
Discover up-to-date insights on inflation, currency
developments, and daily money management.
Skrbena provides clear analyses, practical
explanations, and recommendations to help you better understand
markets and manage your finances with confidence.
Inflation 2025: How to preserve the value of your savings
The economic year 2025 brings new challenges for households and businesses. Inflation in Slovakia affects all areas – from food prices to energy. Money kept in regular accounts gradually loses its value.
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Recommended steps:
- Monitor the actual development of inflation, not just official data.
- Diversify your savings across multiple safe options.
- Consider an inflation reserve when creating your budget.
📊Every euro deserves a strategy to protect it from losing value.
Euro and dollar exchange rate: Key factors in 2025
The value of the euro fluctuates based on interest rates, geopolitics, and commodity prices. These factors determine the EUR/USD exchange rate and impact the Slovak economy.
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Useful tips:
- Monitor current exchange rate changes if you trade or travel abroad.
- If you do business abroad, don’t forget about currency risks.
💡A strong euro means stability, but every change also brings new opportunities.
Financial literacy: How to maintain a healthy budget
The foundation of financial well-being is understanding your expenses and income. Planning and discipline help prevent unnecessary debt and stress.
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Three steps to financial security:
- Budget: Keep track of expenses and stick to limits.
- Reserve: Set aside at least three months’ expenses as a financial cushion.
- Investments: Grow your money with a long-term plan.
📖Financial knowledge is the foundation of personal independence.
Rising energy prices: How to adapt to changes
Rising energy prices impact living costs, businesses, and the labor market. Efficient energy consumption management becomes crucial.
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What to focus on:
- Invest in energy-saving solutions and monitor energy consumption.
- Choose fixed tariffs during uncertain times.
- Take advantage of government programs supporting renewable energy sources.
🌱Energy savings benefit both you and the planet.
European economy 2025: Trends impacting Slovakia
Europe is undergoing significant changes – digitalization, green transformation, and demographic developments. These factors are also shaping the Slovak economy.
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Key directions:
- Green innovations: Investments in renewable energy sources are growing.
- Digitalization: Fintech solutions are changing the way finances are managed.
- Demographics: An aging population is transforming the labor market and pension system.
📈Those who understand trends can prepare for the future.
